April began with a bang this year, with two downgrades for South Africa in quick succession after the infamous cabinet reshuffle. More than ever, SA is touting the enterprising nature of our entrepreneurial spirit to get us out of the economic doldrums. April’s COVER mag looks at insuring SMEs and SMMEs from page 26. Marc Chadwick’s article on downgrade-related challenges facing the industry on page 11 is well worth the read, as is . Dave Mohr’s on page 54. We also look at the latest in demarcation regulations and more, to keep you informed as things continue to get rough. Read on, and don’t miss our special Downgrade advice feature in the May edition.
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