Financial Planning

Steep decline for salaries in October 2021

Typical salary in the formal sector has not changed in the last 25 months   Take-home pay in the South African private sector showed the steepest monthly decline since September 2019, according to the latest BankservAfrica Take-home Pay Index (BTPI), which…
Financial Planning

To defer or not to defer – the annuitisation question

Johann Swanepoel – Product Actuary at Just SA   There are many options for retirees to consider when choosing an investment or product to provide them with an income in retirement. Life annuities (a guaranteed income for life) are growing in popularity to serve this purpose. Although many agree that a…