Financial Planning

Adding real value

It is more than 25 years since the first Critical Illness (CI) product was launched by Crusader Life in South Africa in 1983. Since then, CI has been exported to all major insurance countries around…
Financial Planning

Trusts can enhance effective estate planning

Competent Financial Planners need the support of knowledgeable fiduciary consultants if they are to operate effectively and render high quality estate planning services to their clients. Legislative developments in the form of compliance requirements continue…
Financial Planning

The Use of Trusts in Estate Planning

Trusts remain a very useful estate planning tool, if set up and managed properly The unique feature of a trust is the separation of legal and beneficial ownership. This means that different legal personae hold…