Financial PlanningInvestment

Beating the Spread

There are two schools of thought concerning the current state of world economies and markets. The first says “this time is different”. The world is different to how it previously was two decades or even…
Financial Planning

The consequences of an additional 1%

We have seen numerous articles and studies that illustrate the negative effects that investing too conservatively or drawing too much income can have on your overall retirement benefit. In this article, we explore the effect…
Financial Planning

The changing role of the Reserve Bank

As the Monetary Policy Committee has kept the repo rate unchanged at 5,5% for 16 months, interest in the Reserve Bank’s activities has waned. The realistic prospect of no change in the repo rate being…
Financial Planning

7 Cures For a Lean Purse

There is a reasonably famous book by George Samual Clason entitled The Richest Man in Babylon, published in 1926.  It has recently become popular again and is back in print.  Given that we are still…
Financial Planning

Trust Junior with your money?

When it comes to passing on wealth, South African high net worth individuals buck the global trend in trusting their children or stepchildren to protect their inheritance, says the latest report in the Barclays Wealth…