Financial Planning

Financial planning is a two-way street

Committing to a financial plan requires a certain degree of discipline. Committing your financial plan to a financial adviser requires a considerable degree of trust and discipline. But, like any commitment, if done with forethought…
Financial Planning

Capable - or not - of performing duties

The complainant was an electrical training officer who stopped working owing to ill health after December 2003 and was subsequently retrenched. His duties involved training and development of electrical apprentices and learner technicians. 70% of…
Financial Planning

Succession Planning

When the term ‘succession planning’ is mentioned, we tend to think that it applies only to business owners, but it is just as important to cater for when we do our own estate plans. Most…