Financial Planning

Medical advances and Insurance implications

The 21st century heralded an explosion of medical advances, some of which were mind-boggling and others downright bizarre. Unlocking of the human genome, potentially enabling us to predict every known disease affecting mankind; bionic eyes…
Financial Planning

Wealth Management

There are many approaches to the wealth management concept. Most of the large traditional life assurers have over time moved to a wealth management model, providing holistic financial services through separate companies, sometimes even multiple…
Financial Planning

Making the change

Over the past six years, we have transformed our business from a typical insurance broking business to that of a financial planning practice. I started in the industry 15 years ago when I joined Southern…
Financial Planning

Para Planning: a new movement

With more and more compliance responsibilities being added to Financial Planning practices, Financial Advisors are struggling to keep up with the administrative burdens that comes with running a professional practice. Many Advisors have already appointed…
Financial Planning

Capable 'or not' of performing duties

The complainant was an electrical training officer who stopped working owing to ill health after December 2003 and was subsequently retrenched. His duties involved training and development of electrical apprentices and learner technicians. 70% of…