Financial Planning

Faith over Evidence: The Madoff scandal

So-called ‘Hedge fund failures’ usually generate a great deal of press coverage. The Madoff case in the US late in 2008 was no exception. Bernard Madoff had an impeccable reputation on Wall Street. His firm…
Financial Planning

Keep saving and investing

Saving in the current climate is the smartest move you’ll ever make … In October 2008 the global economy crashed. The world watched as large banks and insurance companies struggled to keep afloat. In the…
Financial Planning

Prepare for the unexpected

I’d be preaching to the converted if I said that protecting your income is one of the wisest investment choices you make. The ability to earn an income is unquestionably your greatest asset. For far…
Financial Planning

Medical advances and Insurance implications

The 21st century heralded an explosion of medical advances, some of which were mind-boggling and others downright bizarre. Unlocking of the human genome, potentially enabling us to predict every known disease affecting mankind; bionic eyes…
Financial Planning

Wealth Management

There are many approaches to the wealth management concept. Most of the large traditional life assurers have over time moved to a wealth management model, providing holistic financial services through separate companies, sometimes even multiple…