Magazine

September 2025 Edition

The September edition of COVER Magazine takes a deep dive into the realities of a digital-first world where cybercrime is no longer a distant threat but a daily risk. Cyber risk has become one of the most urgent threats facing South Africa’s financial services industry. From multimillion-rand data breaches to ransomware attacks crippling major institutions, resilience now depends on layered protection, proactive leadership, and tailored cyber insurance that closes the gaps technology alone cannot.
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What’s Inside

Cyber storms are brewing

Jaco Rupping of ASI Financial Services highlights why cyber resilience must be led from the top, combining awareness, leadership, & tailored insurance to prep for inevitable storm

When reputation becomes capital

In a fragile SA landscape, reputation is more than image, it’s survival capital. This article explores why a broker’s word is their most valuable currency

Revolutionising Short-Term Insurance

Thomas Kieck of Tial Technologies unveils how agile, API-driven platforms are revolutionising efficiency, transparency, and customer-centricity empowering brokers

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Cyber Feature

  1. Cyber insurance, key layer in SA’s data protection landscape
    - Read article
  2. Leading through the breach - Read article
  3. Are South Africa’s wealthy a target for cybercriminals?
    - Read article
  4. Protecting our youth in a technological age
    - Read article
  5. Why SA’s cyber risk can’t be managed through firewalls alone
    - Read article
  6. Cyber storms are brewing, is your business ready?
    - Read article
    Pages 7–23

Financial Planning Section

  1. Signal and Strategy Monthly Column: Understanding the Tax-Free Savings Vehicle
    - Read article
  2. Empowering advice through estate planning
    - Read article
  3. Redefining advice for the human era
    - Read article
  4. A fiduciary-first approach to estate planning
    - Read article
  5. Reimagining retirement planning with innovative thinking
    - Read article
  6. Why employee benefits matter for small businesses
    - Read article
  7. Income protection deserves centre stage
    - Read article
  8. One year in: Lessons from SA’s two-pot retirement reform
    - Read article
    Pages 25–54

Short Term Section

  1. Renasa’s smooth integration into TIH delivers early wins
    - Read article
  2. Built to repair: Why fixing first is a win for insurers, clients, and the planet
    - Read article
  3. Aviation insurance in SA: Navigating the Part 43 shockwave
    - Read article
  4. Navigating a soft market
    - Read article
  5. Mutuality is good business. Shared value is how glu does it
    - Read article
  6. When reputation becomes capital: Why your word is the broker’s true currency
    - Read article
  7. Santam at Nampo Cape: Protecting farmers and securing SA’s food future
    - Read article
  8. Navigating business rescue, liquidation, and D&O insurance
    - Read article
    Pages 52–76

Technology Section

  1. AI-powered data migration
    - Read article
  2. The missing links in the last mile of insurance data
    - Read article
  3. AI in insurance: Key takeaways from Excelerate 2025
    - Read article
  4. Revolutionising short-term insurance: A 2025 blueprint
    - Read article
  5. Enabling brokers in a digital-first insurance world
    - Read article
  6. The future of risk: How AI, data, and behavioural insights are transforming insurance
    - Read article
  7. Empowering people, powering performance
    -Read article
  8. Redefining productivity through technology
    - Read article
    Pages 80–107

Event Articles

  1. Reflections on the 47th OESAI Annual Conference and AGM – Kampala, Uganda
    - Read article
    Pages 109–115

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