Risk Management

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May 29, 2025
Fraud and Your Bank Account
Ann Cloete from Aon South Africa highlights the rising threat of cyber fraud targeting personal bank accounts. She explains how Funds Protect insurance offers vital cover against irrecoverable losses due to scams, phishing, identity theft, and online banking fraud.
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May 27, 2025
Evolving Macro Trends in the Credit Solutions Market
In an era of rising insolvencies, inflation shifts, and AI disruption, strategic credit risk management is vital. Aon’s insights highlight the role of trade credit insurance in protecting liquidity, enabling growth, and mitigating debtor risks across uncertain global markets.
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February 25, 2025
FIC publishes final Guidance Note 7A on the implementation of the risk management and compliance programme
The Financial Intelligence Centre (FIC) has released Guidance Note 7A (GN 7A), replacing GN 7, with key amendments to risk management and compliance programme (RMCP) obligations under FICA. GN 7A clarifies board-level responsibilities, mandates a risk-based approach, and enhances compliance culture. Accountable institutions must update their RMCPs to align with these new requirements.
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February 20, 2025
LexisNexis Risk Solutions Completes IDVerse Acquisition
Acquisition expands LexisNexis Risk Solutions’ capabilities in risk and fraud solutions and enhances digital identity onboarding and identity verification through AI-powered technology
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Financial Planning

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June 23, 2025
Momentum Life Insurance delivering life-changing protection through every life stage
Since launching its flagship Myriad product in 2002, Momentum Life Insurance has paid an impressive R77,9 billion in claims. These payouts reflect more than just numbers, they represent promises honoured and real financial support for families, businesses, and futures during life’s most challenging moments.
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June 23, 2025
The smart insurance strategy that SA’s youth is missing - and why it matters to advisers
Young professionals are entering the workforce with more financial pressure and fewer safety nets than previous generations. For this cohort, financial wellbeing isn't just about earning it’s about safeguarding their progress, managing risks, and finding value in every financial decision.
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June 23, 2025
The dad economy: Why fatherhood demands a financial game plan
Howard Freese, Certified Financial Planner at Old Mutual Personal Finance, highlights how new fathers are often caught off guard by how quickly the pressure mounts. “There’s this moment when you realise, you’re not just responsible for yourself anymore — and it changes the way you think about every rand you spend.”
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June 23, 2025
Why income funds may be a smarter choice than cash right now
The instinct to seek refuge in liquid, lower-risk assets during uncertain times is understandable − especially when global markets appear jittery. But is a move to cash still wise when interest rates are headed lower?
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June 27, 2025
What would stagflation mean for equity investors?
Stagflation may sound alarming, but Duncan Lamont of Schroders reveals that equities have historically held up better than feared. Sector and regional differences matter, and active strategies may thrive as dispersion grows—making panic premature and diversification essential.
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June 27, 2025
Rosy-ish US economic outlook could be marred by stalled trade deals and volatility in the Middle East
Global growth remains modest, limiting equity market upside, says Sebastian Mullins of Schroders Australia. While U.S. data looks resilient, trade uncertainty, geopolitical risks, and fiscal pressures challenge outlooks. Currency shifts favour the euro and yen as USD risks mount amid volatility.
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June 23, 2025
The madness and the mundane
Geopolitical tensions in the Middle East, particularly U.S. strikes on Iran, have heightened oil market volatility. While energy disruptions pose inflation risks, broader economic factors, like tariffs and central bank policies, remain more critical for long-term global growth and markets.
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June 18, 2025
Structures are a compelling offering at times like these
Luvhani Makoni of Liberty highlights how structured investments like the Global Performer V6 and ESG V6 offer South African investors offshore exposure, capital protection, and targeted returns – providing stability and growth in today’s uncertain global market environment.
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The cost of living is being hiked...

Is it just us or is every price imaginable being hiked – from fuel and electricity, to daily living expenses, school fees and transport costs?

Maybe your clients caught a breather when their current medical aid announced a contribution increase holiday towards the end of last year, but with that ending soon, they’ll now have to find the money somewhere to foot that bill too.

Luckily, your clients do have a say in the matter. They can tell their medical aid to “take a hike” and switch to Fedhealth, which lets them create and control their own medical aid affordability – all year long..

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June 27, 2025

Why criminals strike the same home again – and what you can do about it

Repeat burglaries are a growing, often-overlooked threat in South Africa. Youlon Naidoo from MiWay Insurance explores why criminals return, the emotional toll on victims, and the crucial steps homeowners must take within 10 days to reclaim safety and peace of mind.
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June 24, 2025

How outdoor areas expose your home to theft

While South Africans tend to prioritise locking doors and securing windows inside their homes, it’s the outbuildings (garages, sheds, patios, and braai areas) that are often the weakest security links.
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June 18, 2025

Top business thinkers to headline African Insurance Exchange 2025

AIE 2025 gathers Africa’s top minds in insurance, business, and leadership for a dynamic conference at Sun City. With speakers like Mteto Nyati, Phuthi Mahanyele-Dabengwa and Mandy Wiener, it’s a must-attend event shaping the industry’s future.
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June 12, 2025

Insurance for the youth - misperceptions and tips

Leruo Malumo, Head of Product at Santam, urges young South Africans to prioritise financial security early. With nearly half lacking savings or insurance confidence, he explains why starting your insurance journey today—no matter how modest—can build resilience, protect key assets, and open doors to better premiums in the future.
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June 12, 2025

The underinsurance crisis: Why so many South Africans are at risk

Many South Africans are dangerously underinsured, often only realising it when disaster strikes. GIB’s Jonathan Lindeque warns that outdated valuations, misunderstood cover, and skipped policy reviews can result in devastating losses—making trusted broker advice more essential than ever.
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June 9, 2025

SAIA Urges Urgent Fire Safety Measures throughout the Winter season

SAIA urges South Africans to stay vigilant this winter by reducing fire hazards at home and in the veld. With increased risk of fires during colder months, proactive safety measures and updated insurance cover can prevent devastating loss.
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June 4, 2025
Tech-Driven Efficiency: How INSRAP is Transforming Insurance Replacements
Cameron Clark and Alan Kinloch of INSRAP, are digitally transforming claims fulfillment for brokers and insurers
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June 4, 2025
Classic Cars, 4x4s & More: How Cross Country Protects Passionate Collectors
Ian Georgeson of Cross Country Insurance shares their journey over the past 24 years.
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June 4, 2025
Rethinking Transport Risk
Mike Mgodeli, Managing Director of RTUSA, unpacks the future of mobility.
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June 4, 2025
Specialist Lines: The Future of Broker Success
Austin Mpandawana, Manager of Specialist Lines at Renasa, discusses the fast-evolving world of commercial motor insurance
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June 4, 2025
Unlocking Opportunities in the Heavy Commercial Vehicle Insurance Market
Hilmar von Mansberg, MD of Ownsurance, reflects on the 25-year journey of his career in the short-term insurance industry
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June 4, 2025
Why Plant Hire Insurance Needs More Than Just a Motor Policy
Fergus McNamara, of FDM Engineering Underwriters, unpacks the nuances of plant insurance in the construction industry
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June 4, 2025
Trading, Tech & Trust: Inside the Broking World
MJ Givens Kgasi pulls back the curtain on the platforms, processes, and people that make modern broking work.
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May 28, 2025
Life Cover in Dollars: A Game Changer for Global South Africans
Harry Joffe, Discovery Life, delves into the unique and innovative Dollar Life Plan
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May 28, 2025
Beyond Profits: Why Ethics Matter
Yaniv Kleitman, Director at Cliffe Dekker Hofmeyr, talks about the Social and Ethics Committee of corporate governance
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May 28, 2025
The Global Impact of Tariff Wars on Emerging Markets
Reza Hendricks, Portfolio Manager, PPS Investments, talks about key factors influencing the country’s economic outlook.
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June 27, 2025
TransUnion Announces Minority Investment and Strategic Partnership with Omnisient
TransUnion Africa announces its investment and partnership with Omnisient to accelerate inclusive innovation across Africa’s financial landscape. This collaboration represents more than just a strategic alliance; it’s a bold commitment to reimagining credit access through the power of alternative data and privacy-preserving technology.
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June 24, 2025
PROFIDA Implements Automated TFS Screening to Help Clients Stay Compliant
PROFIDA, a leading provider of policy underwriting and financial services software, is proud to announce the launch of its new automated Targeted Financial Sanctions (TFS) screening functionality. This powerful compliance feature enables insurance institutions and intermediaries to stay ahead of regulatory obligations and safeguard their businesses from risk.
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June 4, 2025
Netstar expands global footprint while continuing to strengthen South African presence
Netstar, South Africa’s leading telematics brand, accelerates global expansion while strengthening local leadership with Jeandre Koen as new SA MD. Leveraging AI-driven solutions, Netstar aims to enhance fleet efficiency, safety, and innovation across international markets and the South African transport ecosystem.
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May 20, 2025
Honeypots become a strategic layer in cyber defence
J2 Software has introduced 'Honeypot as a Service', a plug-and-play solution designed to deceive attackers, gather critical threat intelligence, and ultimately strengthen an organisation’s cyber resilience. This new approach is particularly crucial as cyberattacks become more complex and targeted.
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March 27, 2025
Why Aren’t More Businesses Doing Personalisation Better?
Personalisation is evolving but remains underutilised. Andrew Solomon, Client Strategy Director at Achievement Awards Group, explores its challenges—data complexity, AI integration, and resource constraints. Despite these hurdles, businesses can start small, refine strategies, and gradually enhance customer engagement through tailored experiences.
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June 19, 2024
Understanding the value of customer complaints and the importance of handling them well
Complaints are an inevitable aspect of running a business. Handling these customer grievances effectively is crucial, not only for maintaining a good relationship with the complaining customer but also for safeguarding your business’s reputation - especially in an era where social media can amplify an individual’s voice
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August 31, 2023
Three practical ways to make your small business bloom this spring
Janeesha Ragubeer, Area Manager at Business Partners Limited, foresees a promising season ahead for South African small businesses, offering her insights on three actionable strategies to help them flourish this spring.
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