Bertie Nel, Head of Financial Planning and Advice at Momentum, explains how financial complexity (from duplicated products to unnecessary fees) can quietly undermine long-term outcomes. The article highlights how streamlining financial products can improve clarity, reduce costs and help people focus on the retirement lifestyle they want, rather than juggling paperwork and platforms. It also touches on the tax and decision-making benefits of having a more coordinated financial plan.

Momentum Corporate explores why legacy planning is an act of care rather than a legal chore, and unpacks the often-misunderstood role of Section 37C in protecting dependants. Financial Coach Tshepo Mathatho shares practical guidance and checklists to help ensure the right people are protected and families are not left vulnerable at a time of loss.

Momentum Insure Chief Actuary, Rudolf Britz reframes insurance not as a grudge purchase, but as a performance enabler that protects goals, preserves focus, and supports long-term financial momentum.