Joao Frasco, Chief Investment Officer at INN8 Invest, says increasing market volatility and shifting investment dynamics are forcing advisers to adopt more disciplined, outcome-focused portfolio strategies, while deeper collaboration with discretionary fund managers is becoming essential to delivering consistent client outcomes.

Alex Thomson, co-founder of Naked Insurance, says Naked’s launch of a native ChatGPT app capable of generating binding car insurance quotes signals a future where AI assistants will increasingly help consumers compare, manage and personalise financial services on their behalf.

Adriaan Pask, CIO of PSG Wealth, says long-term investment success depends less on predicting markets and more on disciplined behaviour, consistent saving, appropriate asset allocation and avoiding emotional reactions during periods of uncertainty.