The future is digital. But will it be human?

What if the future of innovation… wasn’t more tech? This year’s Techfest keynote asks us to rethink what it means to lead in an era where intelligence is everywhere - except where it counts.  

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August 21, 2025
Living annuity drawdown rate average drops below 6% for the first time since 2011
Jaco van Tonder, Deputy Chair of the ASISA Marketing and Distribution Board Committee, reports that South African living annuity policyholders withdrew an average of 5.6% of invested capital in 2024, the lowest since ASISA began tracking, highlighting strong investment growth and encouraging prudent income drawdowns.
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August 21, 2025
Take a seat at your financial table this Women’s Month
Zwelethu Nkosi, Head of Marketing at Allan Gray, highlights how South African women can take courageous steps toward financial security. Through learning, seeking guidance, and taking small, consistent actions, women can build habits that grow wealth and empower future generations.
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August 21, 2025
A financial product is not a plan, and for a plan you need an adviser
Enrico Louw, General Practice Principal at Old Mutual Personal Finance, explains why a “do-it-yourself” approach can leave South Africans exposed. He highlights the importance of integrating financial products into a clear, personalised plan to safeguard against unexpected life events.
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August 21, 2025
Shape your financial future like a pro
Four female leaders from PSG, share strategies to overcome financial stress, improve literacy, and build resilience. Their insights emphasise confidence, planning, and disciplined investing as keys to achieving lasting financial wellness.
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August 21, 2025
As Rand Volatility Surges, SA Investors turn to Gold for Stability in 2025
Although South African investors have historically lagged behind their global peers when it comes to adopting alternative investments in the wake of global economic uncertainty, they are quickly rethinking traditional strategies.
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August 21, 2025
Insurance maverick Schalk Malan joins Standard Bank’s Insurance arm
Schalk Malan, founder of BrightRock, joins as Head of Insurance South Africa for Standard Bank’s Insurance and Asset Management Business Unit. His entrepreneurial expertise and actuarial background position him to drive growth and innovation across the Group’s insurance businesses.
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August 21, 2025
The empire strikes back
Paddy Flood, Portfolio Manager and Global Sector at Schroders explores how Oracle and SAP reinvented themselves in the cloud era, defying decline narratives. Their resurgence highlights overlooked opportunities for active investors willing to challenge consensus and spot mispriced growth.
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August 21, 2025
Stocks Hit All-Time Highs: What it means for long-term portfolios
Roné Swanepoel unpacks why market peaks shouldn’t deter investors, showing how history favors long-term discipline over timing. With resilience driving growth, she urges strategies anchored in data, diversification, and patience.
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August 19, 2025
Swiss Re appoints Robin Spencer as Chief Operating Officer for Life & Health Reinsurance
Swiss Re has appointed Robin Spencer as Chief Operating Officer for its Life & Health Reinsurance unit, effective 1 September 2025. Based in London, Spencer will drive global operational efficiency, data-led solutions, and scalable service delivery to support business growth.
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August 19, 2025
Safety, Understanding and Mitigation of Environmental Risk in the Workplace
Environmental risks pose severe financial, legal and reputational threats to businesses. Andy Mizen of Aon South Africa highlights lessons from past disasters, key compliance areas, and the importance of proactive safety cultures, empowering employees to prevent hazards through tools like Stop Work Authority.
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Download the 2023 TechFest eBook

Technology has become indispensable in the digital age. As for the insurance and financial industries, if you had the privilege, or foresight, to attend COVER's TechFest2023, you would have heard from the various presenters how crucial innovation on the back of technology has become for survival and a sustainable competitive strategy.
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In this e-book we feature a comprehensive overview of all the presentations and round table discussions. The videos of the sessions, for the full experience, can be viewed on our website.

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