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COVER’s September edition brings together South Africa’s most relevant conversations on technology, sustainability, mutuality, and modern advice.

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November 28, 2025
Morningstar’s Global Funds Celebrate One Year of Outperformance Built for Resilience
Morningstar’s Global Fund range marks its first anniversary with strong outperformance, driven by disciplined, valuation-led investing and deep global research. Strategic allocations across emerging markets, Japan, UK assets and currencies highlight how a robust, globally integrated process delivers resilient, evidence-based outcomes for South African investors.
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November 28, 2025
How South Africa’s corporate medical aid landscape is changing in 2026
Fedhealth and Sanlam’s new partnership reshapes South Africa’s corporate medical aid landscape, offering flexible, affordable, and integrated health solutions. The scheme enhances employee wellness through combined medical, financial and workplace services, while providing employers with data-driven insights, predictable costs, and a holistic benefits ecosystem.
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November 28, 2025
Schroders Multi Asset team upgrades global equity outlook as US jobs surprise
Schroders upgrades its global equity outlook to positive, citing resilient US growth, expected Fed rate cuts, and improving earnings. Positive views extend to Japan and emerging markets, while Europe remains neutral amid soft earnings momentum but a supportive economic and policy backdrop.
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November 28, 2025
Whose job is it anyway? Allocation of risk in slip-and-fall claims
As festive foot traffic surges, slip-and-fall risks rise, highlighting recent case law on liability in malls. A key judgment confirms that cleaning contractors aren’t liable for hazards they aren’t contracted to monitor, placing primary responsibility on mall owners and managing agents.
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November 28, 2025
A2X successfully concludes FSCA undertaking as corporate SA backs exchange competition
A2X Markets has concluded its FSCA enforceable undertaking, retaining 40 of 43 opt-out listed companies, including major large-caps. With clarity on listing procedures, A2X can refocus on delivering competition that lowers costs, boosts liquidity, and drives market innovation in South Africa.
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November 26, 2025
Africa Specialty Risks launches Syndicate 2454 in South Africa
Africa Specialty Risks launches Syndicate 2454 in South Africa, establishing on-the-ground Lloyd’s underwriting capacity in Sandton. The initiative strengthens regional risk solutions, expands specialty lines, and enhances partnerships with local intermediaries, supporting economic growth across South Africa and neighbouring markets.
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November 25, 2025
Turn your year-end bonus into a wealth booster
A year-end bonus can be more than festive spending money — it can jump-start long-term wealth. Thomas Berry of PSG Wealth explains how channeling even a portion into retirement annuities or tax-free savings accounts can accelerate growth, cut tax and secure your future.
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November 25, 2025
3 Leadership challenges SA Asset Managers face at the end of 2025
South Africa’s asset management industry enters 2026 under pressure, with talent, regulation and digital transformation reshaping the landscape. CEO Phryne Williams outlines the three leadership challenges firms must address now to build resilience, retain top performers and stay competitive in a fast-changing market.
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November 25, 2025
Santa SARB delivers festive cheer
As 2025 closes, global central banks face sharply diverging fortunes. While the US Federal Reserve battles conflicting data, market froth and liquidity strains, South Africa’s Reserve Bank enjoys a year of clarity, credibility and easing inflation, opening the door to further rate cuts.
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November 25, 2025
Why investors should challenge market consensus
US market dominance has reached historic extremes, creating hidden risks for investors. Dan Brocklebank of Orbis warns against blind index-tracking and explores why concentration, speculation and soaring valuations make global diversification more crucial than ever.
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Download the 2023 TechFest eBook

Technology has become indispensable in the digital age. As for the insurance and financial industries, if you had the privilege, or foresight, to attend COVER's TechFest2023, you would have heard from the various presenters how crucial innovation on the back of technology has become for survival and a sustainable competitive strategy.
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In this e-book we feature a comprehensive overview of all the presentations and round table discussions. The videos of the sessions, for the full experience, can be viewed on our website.

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