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COVER’s September edition brings together South Africa’s most relevant conversations on technology, sustainability, mutuality, and modern advice.

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December 8, 2025
What’s shaping portfolios in 2026?
Foord Asset Management expects 2026 to be shaped by shifting macro forces, stretched US valuations, limits to the big-tech surge, and overlooked value in South African equities. The firm favours inflation-linked bonds, balanced global exposure, and quality local companies trading at compelling discounts.
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December 8, 2025
Self-employed professionals – upgrade your future with a solid RA
Self-employed individuals must take charge of their retirement planning, and a Retirement Annuity offers tax benefits, creditor protection, and long-term growth. Thomas Berry of PSG Wealth highlights discipline, early contributions, and the new two-pot system as key to building financial security and flexibility.
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December 8, 2025
Multiple careers, longer lives: 5 trends transforming retirement planning in 2026
Retirement in 2026 is no longer a single event but a fluid transition shaped by longer lifespans, shifting careers, and the rise of the Grey Zone economy. Craig Lawrence of BDO highlights the need for proactive planning, preservation discipline, and accessible financial guidance.
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December 8, 2025
Urgency for the insurance industry to align pricing with climate change dynamics
South Africa’s non-life insurers are shifting to advanced climate-risk modelling as extreme weather intensifies. Old Mutual Insure’s Clive Hogarth highlights rising premiums, data partnerships, new resilience tools, and the need for public-private collaboration to manage escalating climate risks and support sustainable protection.
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December 8, 2025
Standard Bank celebrates women leaders driving South Africa’s economic future
The 22nd Standard Bank Top Women™ Awards celebrated South Africa’s leading women across business, public service, and social impact, honouring trailblazers like Dr Leila Fourie. With over 800 attendees, the event highlighted women-led innovation, economic impact, and Standard Bank’s commitment to empowerment.
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December 8, 2025
Protect your RA from scammers and finfluencers
Scammers are increasingly impersonating financial institutions and industry leaders to target retirement savers, while unqualified “finfluencers” spread risky advice online. South Africans are urged to verify credentials, avoid unsolicited messages, protect personal information, and rely on trusted, regulated sources before making financial decisions.
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December 8, 2025
Don't fall into the buy now, pay later debt trap
Buy Now Pay Later schemes, heavily promoted during the festive season, pose hidden risks. With no NCA protection, affordability checks or clear disclosures, BNPL can worsen debt, strain household budgets, and leave vulnerable consumers exposed to serious financial setbacks in the new year.
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December 4, 2025
Africa Re’s Financial Rating Upgraded to Full “ A ” by S&P
S&P Global Ratings upgraded Africa Re’s long-term issuer and financial strength ratings to Full “A” with Stable Outlook, recognising its strong performance, robust underwriting, risk management, and pan-African footprint, marking a historic milestone for the African-led reinsurance company.
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December 4, 2025
A South African’s complete guide to travel insurance
Jason Veitch, Head of Accident and Health at Santam Travel Insurance, stresses that tailored travel insurance with medical cover, trip disruption protection, and clear understanding of exclusions ensures travellers safeguard both finances and peace of mind on every journey.
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December 4, 2025
Visibility that drives real resilience
J2 Sales Director Roy Alves emphasises that effective cybersecurity relies on complete visibility, integrated tools, and business-aligned insights. By reducing sprawl, embedding resilience into culture, and translating data into actionable decisions, organisations strengthen protection, response, and long-term operational security.
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Download the 2023 TechFest eBook

Technology has become indispensable in the digital age. As for the insurance and financial industries, if you had the privilege, or foresight, to attend COVER's TechFest2023, you would have heard from the various presenters how crucial innovation on the back of technology has become for survival and a sustainable competitive strategy.
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In this e-book we feature a comprehensive overview of all the presentations and round table discussions. The videos of the sessions, for the full experience, can be viewed on our website.

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