Dread diseases insurance is a class of accident and health policy which will pay benefits in the event of certain named diseases affecting the insured person, such as coronary heart disease, stroke, cancer, and others may be included in the cover. This cover is also called critical illness insurance. There is a certain amount of "cross-over" between insurance of this type and cover provided for by life underwriters. The policy provides for a simple benefit payment (or temporary total disablement payments, but no actual medical expenses cover and no capital benefit).
