Dipesh Radia, Chief Commercial Officer at Momentum Insure

With cybercrime on the rise and Valentine's Day serving as a reminder to protect what matters most, Momentum Insure is helping you stay safe in the digital age.

During the month of love, singles, couples and everyone in between are urged to prioritise digital safety. According to Dipesh Radia, Chief Commercial Officer at Momentum Insure, any kind of data breach can lead to serious emotional and financial consequences, making it crucial for individuals to take steps to protect their personal information.

"Digital safety is just as important as physical safety in today's relationships," says Radia. "With so many online scams and cybercriminals lurking around every digital corner, it’s essential to take a proactive approach to protect yourself and your finances, now and in the future."

Cybercriminals easily exploit vulnerabilities, particularly among those who have a false sense of security when it comes to their online interactions and behaviour. Victims of identity theft often suffer financial losses, damaged credit scores, and, in some cases, lasting harm to personal relationships.

"People underestimate the dangers hiding behind seemingly innocent online exchanges," Radia warns. "The emotional toll of having your identity stolen or falling victim to a scam can be just as devastating as a physical breach of trust." Radia says Momentum Insure is tackling this growing threat head-on by offering a suite of Digital Safety features. These tools are designed to help users monitor their online presence and protect themselves from cybercrime – providing the perfect digital defence for anyone navigating today’s world, he says.

"As an insurer, our job is to empower our clients to stay safe,” Radia explains. That's why we offer a range of services at no additional cost, helping individuals check if their personal information has been exposed in a data breach, check their credit profiles, and get assistance in the event of identity theft or fraud. These tools enable our clients to detect and respond to potential risks quickly.

With cybercriminals increasingly targeting individuals through online scams, Momentum Insure's Digital Safety tools add an essential layer of protection. Scammers often prey on people who are lonely or facing financial challenges, offering fake online relationships, fraudulent investment opportunities, low-interest loans, or even setting up fake charities. The goal is clear: to steal money and personal information.

In the age of digital relationships, Radia says protecting personal information is no longer optional – it is a necessity. As more people meet, communicate, and share their lives online, taking simple steps to secure their data can go a long way in safeguarding both emotional and financial wellbeing.

"Love may be blind, but your data shouldn't be," Radia concludes. "By using the digital safety features available on the Momentum App, you can ensure your identity is protected, both online and offline."