Bridging Expertise and Relationships

Ryan McCaughey, CFP®, financial advisor at Hewett Wealth and the 2021 Financial Planner of the Year, has built a career grounded in integrity and client relationships. With over 14 years of experience in the investment industry, including roles as a portfolio manager and equity analyst, Ryan’s passion for investments is matched by his desire to work closely with clients, guiding them through the complexities of financial planning.

At Hewett Wealth, Ryan’s leadership has been instrumental in expanding the firm’s footprint in the Western Cape. His approach is deeply client-centered, emphasising education and clear communication. Ryan ensures clients understand the intricacies of their financial plans, explaining how each investment—whether it be in equity, bonds, or cash—fits into their broader strategy. He believes in maintaining an ongoing dialogue with clients, focusing on behavioural finance to keep them on track even during turbulent market conditions.

In addition to his client work, Ryan is optimistic about the future of financial planning in South Africa. He notes a growing professionalism among younger financial planners and appreciates the industry’s increasing focus on transparency and education. However, he also acknowledges the difficulties new advisors face in building a sustainable practice, especially with the rapid pace of regulatory change. To mitigate this, Ryan advocates for leveraging technology to streamline services and improve client engagement.

Ultimately, Ryan’s philosophy is built on fostering trust. He believes that a financial planner’s role extends beyond managing portfolios—it's about developing long-term relationships, guiding clients through life’s financial decisions, and ensuring that their financial well-being is secured. His combination of technical expertise, integrity, and commitment to client service has made him a standout leader in the financial planning industry.

Key Points:

• Ryan McCaughey is a financial advisor at Hewett Wealth, leading the Western Cape branch with a focus on client education and transparency.

• With over 14 years of experience in portfolio management and financial analysis, Ryan emphasises the importance of educating clients about their financial plans.

• He believes that technology can help advisors scale their practices while maintaining personalised service.

• Ryan advocates for transparency in fees and product offerings, moving away from commission-based models.

• He highlights the importance of behavioural finance, ensuring clients stay focused on long-term goals during unpredictable market conditions.

• Ryan remains optimistic about the future of financial planning, noting the rise of younger, professional advisors.