South African businesses lose millions annually due to fires, making commercial fire the biggest risk from an insurer's perspective. Thabo Twalo of Santam emphasizes comprehensive fire safety strategies and the importance of automatic fire sprinkler systems to mitigate these risks and reduce insurance premiums.

Forbes, the global publishing giant, has recognised Auto&General Insurance as South Africa’s top car insurer in its recent list of World’s Best Insurance Companies.

Karen Naidoo, Chief Operating Officer (COO) of Old Mutual Alternative Risk Transfer Insure Limited (OMART Insure), highlights the robust growth and strategic expansion of OMART Insure in the cell captive insurance market, emphasising its innovative solutions and strong market position in a challenging economic environment.

In a dynamic and evolving environment where we face a multitude of risks, having an adviser on your side can bolster your insurance planning process. Advisers can provide invaluable foresight into new and emerging risks and help their clients make informed decisions.

Dr. Jerry Chetty of Santam warns of the rising sophistication of identity theft, where fraudsters use synthetic identities combining real and fake information. He highlights the urgency of protecting personal data against fraud and provides precautions to safeguard against scams, emphasizing vigilance and proactive measures.

Jason Mellow of MiWay Insurance discusses the rise of side hustles in South Africa's gig economy. He emphasizes the importance of financial protection and appropriate business insurance for freelancers. Effective management and professional advice are key to sustaining and growing these ventures.